Your sole trader accounts, sorted properly.
Most self-employed business owners know roughly what they earn — but not precisely what they owe, or whether their records are in the right shape come January. Annabel handles your Self-Assessment, bookkeeping and VAT as an AAT Licensed accountant, with every enquiry reviewed by her personally and a response within one working day.
- Your Self-Assessment filed accurately, well before the January deadline
- Know your tax bill months in advance — no year-end surprises
- Bookkeeping kept current so your numbers are always to hand
- Plain English on what you owe, what you can claim and what to do next
No long-term contract. If it is not working after three months, you leave with clean books and nothing owed. Which is, frankly, how it should be.
Get a free quote
Scoped to your situation. Response within one working day.
What our clients say
★★★★★
Changed Accountants Without the Headache
“She has made the whole process of changing accountants so smooth and stress-free. Her step-by-step guidance and clear communication made everything easy to follow.”
★★★★★
Fixed Mistakes, Saved Thousands
“She has fixed so many lazy, unprofessional mistakes by my old accountant by being so meticulously thorough, offering amazing business advice & has saved me thousands.”
★★★★★
Set Up Right From Day One
“Having never been self employed or a limited company before, the support and advice I have had has been extremely helpful and has set my mind at ease.”
★★★★★
Genuinely Cares, Meticulously Thorough
“I 100% trust Annabel & she proves time & time again why it was the best move for my business to switch to her.”
Still not sure what your tax bill will be?
It is one of the more common situations for self-employed business owners: income is coming in, expenses are going out, and somewhere in between there is a tax bill you cannot quite pin down. January has a way of arriving faster than expected. The records are not quite where they should be, the receipts are in a folder somewhere, and the Self-Assessment deadline is now a source of low-level dread rather than just an admin task.
- No clear picture of your tax liability until it is nearly too late
- Bookkeeping that has fallen behind, making year-end painful and expensive
- Uncertainty about what you can legitimately claim and what you cannot
What a sorted sole trader setup looks like
Your Self-Assessment is filed accurately and on time. Your books are current every month. Your tax bill is visible well before HMRC sends a reminder. And if there is a smarter way to structure what you pay yourself, that conversation happens proactively.
- Your tax liability is calculated and visible months before the January deadline
- Bookkeeping kept current monthly — year-end costs less and takes less of your time
- Clear guidance on allowable expenses so you are not leaving money on the table
- Fees scoped to your specific situation — discussed on a free discovery call, no surprises
What sole traders say after switching
Two clients on what changed once their accounts were handled properly — in their own words, unedited.
I have recently had the pleasure of the wonderful service of Annabel, appointed as my bookkeeper and accountant. Having never been self employed or a limited company before, the support and advice I have had has been extremely helpful and has set my mind at ease knowing that any problems or queries I have will be handled or answered. Friendly, supportive and very quick to respond to any queries or sort advice. I would 100% recommend.
Working with Annabel has been fantastic. She has made the whole process of changing accountants so smooth and stress-free. Her step-by-step guidance and clear communication made everything easy to follow, even for someone who does not naturally “speak accounts.” Annabel’s energy, passion, and genuine desire to help people understand their business finances really shine through in everything she does. Her support and knowledge have been superb, and I now see her as a vital part of my business and its continued growth. Thank you, Annabel, for all your help; you truly live up to your company name.
Everything a sole trader actually needs
The scope is built around your situation — not a generic package. Here is what most sole trader clients have in place from month one.
Self-Assessment, Filed on Time
Your annual Self-Assessment tax return prepared, checked and submitted to HMRC accurately and well before the January deadline. You will know your tax bill and payment date in advance — not the week it is due. Any questions about payments on account, allowable expenses or underpayments from prior years are handled as part of the service.
Included as standardBookkeeping, Done Monthly
Cloud bookkeeping via Xero, kept current every month so your records are always in good shape. Bank feeds, reconciliation and VAT-ready records handled on your behalf. No year-end scramble through a shoebox of receipts — the work is done in small, regular steps throughout the year.
Cloud-based via XeroVAT Returns and MTD Compliance
If you are VAT registered, your quarterly returns are filed on time and in line with Making Tax Digital requirements. Scheme advice is included — whether the Flat Rate Scheme makes commercial sense for your business is the kind of question that gets asked proactively, not left for you to raise.
MTD-compliantConsistent results across different businesses
Three clients, three different starting points — the common thread is what sorted looks like on the other side.
Saved Thousands, Fixed Years of Mistakes
“I switched accountants to work with Annabel because I felt she truly cared about helping businesses to take control of their finances. She opened my eyes to how an accountant actually should work with you. She has fixed so many lazy, unprofessional mistakes by my old accountant by being so meticulously thorough, offering amazing business advice & has saved me thousands.”
Smooth Switch, Clear Communication Throughout
“Working with Annabel has been fantastic. She has made the whole process of changing accountants so smooth and stress-free. Her step-by-step guidance and clear communication made everything easy to follow, even for someone who does not naturally “speak accounts.””
Mind at Ease From the First Week
“Having never been self employed or a limited company before, the support and advice I have had has been extremely helpful and has set my mind at ease knowing that any problems or queries I have will be handled or answered.”
Not just compliance. Commercial thinking.
There are plenty of accountants who will file your Self-Assessment. Fewer who will tell you what it means and what to do differently next year.
16 Years Inside Real Businesses
Annabel has spent 16 years working inside businesses at a strategic level — not processing numbers from a distance. The advice on allowable expenses, pricing and structure comes from someone who has sat on your side of the desk and understands what the numbers actually represent. That is a different conversation from most compliance-only accountants.
Your Tax Bill Visible in Advance
January surprises are largely avoidable when the books are current and the Self-Assessment is prepared well ahead of the deadline. Most clients know their liability months before HMRC sends the reminder. Payments on account are explained clearly so there is no confusion when they fall due.
Plain English. No Jargon.
You will not receive a report full of accounting terminology that requires a second conversation to decode. The numbers that matter are explained in plain English, with a clear view of where you stand and what the sensible next move is. Every enquiry is reviewed personally by Annabel.
Up and running in three straightforward steps
Most clients are onboarded and have their books running properly within a few days of the first call. The admin is handled on your behalf.
Free discovery call
A free, no-obligation 20 to 30 minute call. Annabel asks about your business, your current setup and what is keeping you up at night. No scripts, no pitch deck. You get honest advice on what you actually need whether you become a client or not.
Tailored proposal, clear fee
A proposal built around your specific situation — not a template tier. Scoped to what your business actually needs, with a clear monthly fee and no surprises. If the scope changes, that conversation happens before the invoice does.
We handle the handover
The transition from your current setup or previous accountant is handled entirely by Next Level. Xero is set up, bank feeds are connected, and any catch-up work is scoped and agreed upfront. You do not need to do much — which is rather the point.
Books current, tax visible
From month one, your bookkeeping is kept current, your VAT returns are filed on time and your Self-Assessment is being built throughout the year rather than assembled in a panic in January. You know what you owe and when you owe it — which is considerably less to worry about.
“I switched accountants to work with Annabel because I felt she truly cared about helping businesses to take control of their finances. She opened my eyes to how an accountant actually should work with you. She has fixed so many lazy, unprofessional mistakes by my old accountant by being so meticulously thorough, offering amazing business advice & has saved me thousands. I 100% trust Annabel & she proves time & time again why it was the best move for my business to switch to her.”
Things sole traders usually ask first
Do you handle Self-Assessment for self-employed people with multiple income sources?
Yes. Self-Assessment returns prepared here cover employment income, self-employment income, rental income, dividends and savings interest — whatever the combination. If you have had PAYE employment alongside self-employment in the same tax year, or multiple trading activities, that is handled as part of the standard preparation. The return is reviewed in full before submission so nothing is missed.
What does sole trader accounting cost and what is included?
Fees are scoped to each client’s specific situation following the free discovery call — there is no published price list because a sole trader turning over £40,000 with straightforward expenses has different needs from one turning over £150,000 with staff, VAT and multiple income streams. The proposal you receive will set out exactly what is included and what the monthly fee is, with no surprises. Pricing stays strictly on-request.
My bookkeeping is behind and my records are a mess. Can you still help?
This is a reasonably common starting point. A catch-up exercise is scoped and priced separately from the ongoing monthly work — you will know what it costs before it begins. Once the backlog is cleared, the books are kept current every month so it does not happen again. The process is handled by Next Level; the main thing you need to provide is access to the relevant accounts and records.
Is there a long-term contract?
No. There is no long-term lock-in. If it is not working after three months, you leave with clean, up-to-date books and nothing owed beyond the work done. That said, most clients find it considerably easier to stay than to go back to managing this themselves — which is, frankly, the more common outcome.
I am approaching the VAT registration threshold. Do I need to do anything?
The VAT threshold is monitored as part of the ongoing bookkeeping — you will not discover you have crossed it by accident. When your taxable turnover is approaching £90,000 in any rolling 12-month period, that conversation happens proactively: whether to register voluntarily beforehand, which VAT scheme suits your business, and what the cash flow implications are. VAT registration and ongoing returns are within scope if needed.
How far in advance will I know what my Self-Assessment tax bill is?
With bookkeeping kept current throughout the year, a reasonable estimate of your Self-Assessment liability is available well before the January deadline — typically several months ahead. That means you can put money aside in an orderly way rather than finding the funds at short notice. Payments on account are also explained clearly so the July payment does not come as a surprise.
Less guessing. Less January panic. More clarity.
Your Self-Assessment handled properly, bookkeeping kept current every month, and a clear view of your tax bill well before the deadline. Scoped to your situation, plain English throughout.