Your finances on Xero, set up properly.
Most businesses are on Xero in name only — bank feeds unreconciled, integrations half-built, VAT records not quite MTD-ready. Annabel sets Xero up so it actually works: live data, clean records, no manual workarounds. Fixed monthly fee, AAT Licensed, and every enquiry reviewed personally by Annabel.
- Xero configured around your business from day one
- Bank feeds live, reconciled and current every month
- MTD-compliant VAT records — no last-minute scramble each quarter
- Real-time financial data accessible from anywhere, on any device
No long-term contract. If it is not working after three months, you leave with clean books, a properly configured Xero file, and nothing owed.
Get a free quote
Fixed monthly fee. Personal response within 1 working day.
What our clients say
★★★★★
Switched Accountants Without the Stress
“She has made the whole process of changing accountants so smooth and stress-free. Her step-by-step guidance and clear communication made everything easy to follow.”
★★★★★
Fixed Mistakes and Saved Thousands
“She has fixed so many lazy, unprofessional mistakes by my old accountant by being so meticulously thorough, offering amazing business advice & has saved me thousands.”
★★★★★
Set Up Right From the Start
“Having never been self employed or a limited company before, the support and advice I have had has been extremely helpful and has set my mind at ease.”
★★★★★
Meticulous, Trusted, Goes Further
“I 100% trust Annabel & she proves time & time again why it was the best move for my business to switch to her.”
Xero installed. Nobody actually using it properly.
A lot of businesses land on Xero and consider the job done. The bank feed connects, a few transactions come through, and then it quietly falls behind while the owner goes back to spreadsheets. By quarter-end, the VAT records are somewhere between Xero and a folder of receipts, and nobody is quite sure which figure to trust. That is not a Xero problem. It is a setup and maintenance problem.
- Bank feed connected but months behind — reconciliation never quite finished
- VAT records split across Xero and manual workings, never fully MTD-ready
- No useful financial picture — Xero has data but none of it means anything actionable
What properly set up looks like
Xero configured to your business, bank feeds reconciled monthly, VAT records clean and MTD-compliant, and a financial dashboard that tells you where you actually stand. No manual workarounds. No chasing receipts at quarter-end.
- Bank feeds live and reconciled monthly — no backlogs, no guesswork
- MTD-compliant VAT records maintained in Xero throughout the quarter, ready to file
- A Xero file that reflects your actual financial position — decision-ready, not decorative
- Fixed monthly fee scoped to your business — discussed on the free discovery call
What clients say about working with us
Three verified Google reviews, all five stars. Different situations, same consistent experience — clear communication, clean records, and an accountant who actually responds.
I have recently had the pleasure of the wonderful service of Annabel, appointed as my bookkeeper and accountant. Having never been self employed or a limited company before, the support and advice I have had has been extremely helpful and has set my mind at ease knowing that any problems or queries I have will be handled or answered. Friendly, supportive and very quick to respond to any queries or sort advice. I would 100% recommend.
Working with Annabel has been fantastic. She has made the whole process of changing accountants so smooth and stress-free. Her step-by-step guidance and clear communication made everything easy to follow, even for someone who does not naturally “speak accounts.” Annabel’s energy, passion, and genuine desire to help people understand their business finances really shine through in everything she does. Her support and knowledge have been superb, and I now see her as a vital part of my business and its continued growth. Thank you, Annabel, for all your help; you truly live up to your company name.
Everything in the Xero service
Not a one-off setup and goodbye. Ongoing cloud bookkeeping, monthly reconciliation, and Xero maintained so your records are always current and your accountant is never starting from scratch.
Xero Setup and Configuration
Xero built around your specific business — chart of accounts structured correctly, bank feeds connected, VAT settings confirmed, and integrations with your existing tools set up from the start. You will not spend weeks undoing someone else’s defaults. The setup is done properly the first time, with training so you know how to use it.
Included as standardMonthly Bookkeeping and Reconciliation
Transactions categorised, bank accounts reconciled, and Xero kept current every month — not every quarter when the VAT deadline arrives. Your records reflect what has actually happened in the business, which means your VAT return is straightforward and your management accounts are accurate. No month-end panic.
Ongoing, monthlyMTD-Ready VAT Records and Filing
Making Tax Digital compliance is built into the process, not bolted on at quarter-end. VAT records are maintained in Xero throughout the period, categorised correctly as transactions come in, so filing is a review rather than a reconstruction. HMRC submission handled directly through Xero — no bridging software, no manual workarounds.
MTD-compliantConsistent results, across different situations
Scale-ups, new founders, businesses rescuing a backlog — the same thorough, personal approach regardless of where you are starting from.
Fixed Mistakes, Saved Thousands, Meticulous
“I switched accountants to work with Annabel because I felt she truly cared about helping businesses to take control of their finances. She opened my eyes to how an accountant actually should work with you. She has fixed so many lazy, unprofessional mistakes by my old accountant by being so meticulously thorough, offering amazing business advice & has saved me thousands.”
Smooth Switch, Clear at Every Step
“She has made the whole process of changing accountants so smooth and stress-free. Her step-by-step guidance and clear communication made everything easy to follow, even for someone who does not naturally “speak accounts.””
Queries Handled, Mind at Ease
“The support and advice I have had has been extremely helpful and has set my mind at ease knowing that any problems or queries I have will be handled or answered. Friendly, supportive and very quick to respond to any queries or sort advice.”
Why businesses choose us for Xero
There are plenty of accountants who will connect your bank feed and call it a setup. The difference here is what happens after.
Xero used, not just installed
A lot of Xero files are technically live but practically useless — transactions sitting uncategorised, reconciliation months behind, VAT scheme set up incorrectly. Annabel has worked inside businesses that run on Xero and knows what a clean, functional file actually looks like. The setup is built to be used, not demonstrated.
Commercially minded, not just compliant
Cloud bookkeeping is not just about keeping HMRC happy. When Xero is maintained properly, it produces the management information you need to make decisions — margins, cash position, payroll commitments, VAT liability. Annabel reads the numbers commercially, not just as a compliance exercise, and will tell you what they mean for the business.
Award-winning, AAT Licensed, personally run
South England Prestige Awards Winner 2025/26, Visionary Woman Founder to Watch 2026, and a fully qualified, insured AAT Licensed Accountant (licence no. 1008354). Every Xero enquiry is reviewed by Annabel herself — not passed to a junior and chased a week later. Cyber Essentials Certified, so your financial data is handled securely.
Up and running on Xero in three steps
The admin of switching or setting up is handled entirely by Next Level. Your job is to answer a few questions on the discovery call.
Free discovery call
A free, no-obligation 20-30 minute call. Annabel asks about your current setup — what software you are on, how far behind the books are, what you actually need from Xero. No pitch deck, no scripts. You get honest advice on whether a switch to Xero makes sense for your business, whether you become a client or not.
Tailored proposal
A proposal built around your specific situation — not a template tier. Scoped to what your business actually needs from Xero, with a clear monthly fee and no surprises. If there is catch-up work required, that is costed separately and explained clearly before anything is agreed.
Onboard and hand over
We take the admin off your plate — a smooth transition from your current setup or previous accountant, handled entirely by Annabel. Xero is configured, bank feeds connected, historical data imported where needed, and your records are running properly from day one.
Clean books, every month
From there, your Xero file is maintained monthly — reconciled, VAT-ready, and reflecting your actual financial position. You log in and see numbers that mean something. Your VAT return is not a reconstruction. Your year-end is not a scramble. Which is, frankly, the way it should be.
“I 100% trust Annabel & she proves time & time again why it was the best move for my business to switch to her. I highly recommend her to anyone who is looking for someone who genuinely cares, who is meticulously thorough & offers great advice.”
What people usually ask about Xero
We are already on Xero but it is a mess — is that something you can fix?
Yes, and it is more common than you might expect. Annabel will review your existing Xero file, identify where the reconciliation has broken down, correct any miscategorised transactions, and rebuild the chart of accounts if needed. Catch-up work is scoped and costed separately before anything starts, so you know exactly what fixing it will involve.
What does a Xero accounting service actually cost?
Fees are scoped to each client’s specific situation and discussed on the free discovery call — there are no published tiers because what your business needs from Xero will differ from the next. The monthly fee covers ongoing bookkeeping, reconciliation and VAT maintenance. If there is historical catch-up work required, that is quoted separately and agreed before anything starts.
We are currently on Sage or spreadsheets — how complicated is switching to Xero?
The transition is handled by Annabel — you do not need to work out how to migrate data or configure anything. For most small businesses the switch takes a few days once the information is shared. Historical data can be imported where it is clean enough to be useful; otherwise a clean start from a set date is often the more practical option, and Annabel will advise which makes sense.
Is there a minimum contract or lock-in period?
No long-term contract. Work continues on a rolling monthly basis. If the arrangement is not working for any reason, you give notice and leave with a clean, up-to-date Xero file and nothing further owed. The Xero subscription itself belongs to you — you are not locked into anything through Next Level.
Can you set up Xero integrations with our other tools — invoicing, payroll, eCommerce?
Yes. Xero connects with a wide range of third-party tools — Stripe, Shopify, GoCardless, Dext, and payroll software among others. Which integrations are worth setting up depends on your business, and Annabel will advise on what will actually save time versus what adds complexity for marginal benefit. Setup is included in the onboarding.
Will Xero give me a clear picture of my tax position throughout the year?
When Xero is maintained properly, yes — your VAT liability is visible in real time rather than calculated in a rush at quarter-end, and your profit position gives a reasonable indication of the Corporation Tax or Self-Assessment liability building up. Annabel reads those numbers commercially and will flag anything that warrants attention before it becomes a surprise.
Stop guessing what Xero should look like.
A free 20-minute call with Annabel. She will look at your current setup, tell you what needs fixing, and scope a fixed monthly fee around your actual situation. No obligation, no pitch deck.