What’s included
Business structure advice — sole trader, partnership or limited company.
Bookkeeping from day one — clean records from the start.
VAT registration and threshold planning.
Self assessment and payroll setup.
Tax planning built in — no surprises at year-end.
The service
| Before (Chaos) | After (Clarity) |
|---|---|
| Every decision feels existential. | A one-page plan. Boring, predictable tax. |
| Paralysed by sole trader vs Ltd, VAT, payroll. | “This is what you are. This is what you pay. Here’s when.” |
| Uncertain about structure, VAT, payroll. | Clear plan, predictable tax, proper systems. |
How it works
Structure and setup
Recommend the right business structure based on your profit level and growth plan. Register for VAT if needed. Set up payroll and tax filing.
Bookkeeping from day one
Regular invoicing and expense recording. No cleanup work later. Books stay clean as you grow. Quarterly review calls with Annabel.
Tax planning
Track your position through the year. Flag VAT thresholds, dividend planning, pension contributions. Plan deliberately before key milestones.
Proof
I crossed the VAT threshold on purpose this year — not by accident. That’s the difference. Annabel gave me a one-page plan and the tax is boring and predictable for the first time in my life.
Questions?
Should I be Ltd or sole trader?
That depends on your profit level, your growth plan, and your risk profile. We’ll sit down and work through it together. There’s no one-size-fits-all answer, but there’s a right answer for you.
What happens when I hit the VAT threshold?
We’ll know about it before you do. We’ll tell you how much it will cost, what you need to do, and whether the timing makes sense. No surprises, no panic.
What about payroll when I hire someone?
We’ll handle it. PAYE, National Insurance, pension contributions if relevant. We set up a system that just works. You won’t have to think about it.
Will this be expensive?
We’re not the cheapest. We’re the right choice. Good accountants cost money. But the amount we save you in tax planning and avoiding mistakes will pay for itself several times over.