Strategic financial leadership, without the full-time cost.
Your business is growing, but the financial decisions are getting harder — and your accountant is not the person you call when you need commercial guidance. A part-time FD gives you the strategic input your business needs, at a fraction of the cost of a full-time hire. Scoped to what you actually need, with a clear monthly fee and a response within one working day.
- Commercial financial strategy — without recruiting a full-time FD
- Management accounts in 5 working days, every month, in plain English
- Cash flow forecasting and scenario planning that informs real decisions
- Someone who has sat inside a growing business and understands the pressure
No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.
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Scoped to your business. No template tiers.
What our clients say
★★★★★
Saved Thousands, Fixed Systemic Errors
“She has fixed so many lazy, unprofessional mistakes by my old accountant by being so meticulously thorough, offering amazing business advice & has saved me thousands.”
★★★★★
Vital Part of Business Growth
“I now see her as a vital part of my business and its continued growth. Thank you, Annabel, for all your help; you truly live up to your company name.”
★★★★★
Set My Mind at Ease
“The support and advice I have had has been extremely helpful and has set my mind at ease knowing that any problems or queries I have will be handled or answered.”
★★★★★
Genuinely Cares, Meticulously Thorough
“I highly recommend her to anyone who is looking for someone who genuinely cares, who is meticulously thorough & offers great advice.”
Growing fast — but flying blind on the numbers?
Revenue is moving in the right direction, but the financial decisions are getting more complex and more consequential. You are making calls on pricing, headcount and cash without a senior financial voice in the room. Your accountant files the returns. Nobody is telling you what to do next. That is not a compliance problem — it is a strategy problem.
- Decisions made on instinct rather than financial data you can trust
- No one interpreting the management accounts commercially — just producing them
- Cash flow surprises that could have been visible weeks earlier with the right oversight
What having a part-time FD looks like
You get a senior financial voice in your business — one that has actually worked inside growing companies, not just reported on them from the outside. The numbers get produced on time, explained in plain English, and turned into decisions you can act on.
- Decisions informed by data and commercial context, not instinct alone
- Management accounts interpreted and acted on — not just delivered
- Cash flow modelled and monitored so the surprises largely stop happening
- A clear monthly fee — no full-time salary, no recruitment, no notice period
What growing businesses say
These are verified Google reviews from clients who needed more than a compliance accountant — they needed someone commercially engaged with their business.
I switched accountants to work with Annabel because I felt she truly cared about helping businesses to take control of their finances. She opened my eyes to how an accountant actually should work with you. She has fixed so many lazy, unprofessional mistakes by my old accountant by being so meticulously thorough, offering amazing business advice & has saved me thousands. She even went through my dad’s accounts who had been through liquidation & had a really tough time just because she cared & wanted to see if she could help. I 100% trust Annabel & she proves time & time again why it was the best move for my business to switch to her. I highly recommend her to anyone who is looking for someone who genuinely cares, who is meticulously thorough & offers great advice.
Working with Annabel has been fantastic. She has made the whole process of changing accountants so smooth and stress-free. Her step-by-step guidance and clear communication made everything easy to follow, even for someone who does not naturally “speak accounts.” Annabel’s energy, passion, and genuine desire to help people understand their business finances really shine through in everything she does. Her support and knowledge have been superb, and I now see her as a vital part of my business and its continued growth. Thank you, Annabel, for all your help; you truly live up to your company name.
Strategic FD input, scoped to your business
Not a retainer of vague availability. A defined scope — management accounts, commercial interpretation, cash flow visibility and strategic input — built around what your business actually needs.
Monthly Management Accounts, Interpreted
Management accounts delivered within 5 working days of month close, in plain English. Not just the numbers — what they mean, where the pressure is, and what the sensible next move looks like. The kind of debrief that replaces the monthly spreadsheet nobody reads.
Included as standardCash Flow Forecasting and Scenario Planning
A rolling cash flow model updated every month, with scenarios for the decisions you are actually facing — a new hire, a price increase, a slower quarter. You see the impact before you commit, not after. That is most of what a good FD does.
Strategic advisoryCommercial Financial Advice On Demand
Questions answered the day you ask them. Salary and dividend planning, pricing margin analysis, business planning support — the financial input that used to require a full-time salary or an expensive consultant. Scoped to your needs and priced accordingly.
Ongoing supportConsistent results across different businesses
Clients range from scale-ups flying blind on the numbers to founders who needed structure from day one. The common thread is commercial financial input that made a measurable difference.
Fixed Errors, Saved Thousands, Transformed Oversight
“She has fixed so many lazy, unprofessional mistakes by my old accountant by being so meticulously thorough, offering amazing business advice & has saved me thousands.”
Vital Part of Continued Business Growth
“Her support and knowledge have been superb, and I now see her as a vital part of my business and its continued growth.”
Problems and Queries Always Handled Promptly
“The support and advice I have had has been extremely helpful and has set my mind at ease knowing that any problems or queries I have will be handled or answered.”
What makes this different from a standard accountant
Most accountants process numbers. This is something different — commercial financial leadership from someone who has done the job inside real businesses, not just reported on them.
Operational experience, not desk experience
Annabel has spent 16 years working inside real businesses at a strategic and operational level — contributing to the decisions that grew them, not just filing the returns afterwards. The commercial advice is grounded in that experience, which is why it tends to make sense for your specific situation rather than being generic.
5-day month-end, every month
Management accounts delivered within 5 working days of month close. Every month, without chasing. If you are going to make financial decisions with any confidence, you need current data — not figures that arrived six weeks after the period closed. That is the baseline here, not an upgrade.
Plain English, every time
No jargon, no overwhelming reports. The numbers that matter, explained in a way that informs a decision rather than a way that demonstrates technical complexity. If you ever read a management pack and were not sure what to do with it, that is the problem this solves.
Up and running in three straightforward steps
The process is designed to be low-effort on your side. Annabel handles the transition — you handle the business.
Free discovery call
A free, no-obligation 20 to 30 minute call. Annabel asks about your business, your current setup and what is keeping you up at night — no scripts, no pitch deck. You get honest advice whether you become a client or not.
A proposal built around you
A proposal scoped to your specific situation — not a template tier. You see exactly what is included, what the monthly fee is, and what changes once we start. No surprises, no hidden extras.
Onboard and hand over
We take the admin off your plate. A smooth transition from your current setup, handled entirely by us, so your books and management accounts are running properly from month one. You do very little beyond a few minutes of access and introductions.
Strategic clarity, every month
From the first full month, you get management accounts within 5 working days of close, in plain English, with commercial context. The financial decisions that used to feel uncertain start to feel manageable. Which is, frankly, the way it should be.
“I have recently had the pleasure of the wonderful service of Annabel, appointed as my bookkeeper and accountant. Having never been self employed or a limited company before, the support and advice I have had has been extremely helpful and has set my mind at ease knowing that any problems or queries I have will be handled or answered. Friendly, supportive and very quick to respond to any queries or sort advice. I would 100% recommend.”
Things people usually ask before getting started
What does a part-time FD actually do — is this just management accounts with a fancier label?
No. Management accounts are part of the output, but the FD role is the interpretation and the commercial input that follows — what the numbers mean, what the risks are, what the options look like, and what the sensible next move is. The difference between a management pack that sits in your inbox and one that drives a decision is usually the conversation around it. That conversation is what this service is built on.
How is the fee structured, and what is typically included?
Fees are scoped to each client’s specific situation following the discovery call — there is no template tier or published price list because the scope varies too much to make a standard package meaningful. The proposal will set out exactly what is included and what the monthly fee is, with nothing additional unless the scope changes. Part-time FD engagements typically include management accounts, commercial interpretation, cash flow forecasting and advisory availability — but the exact scope is agreed upfront.
My books are behind and my current accountant has left things in a mess — can you still take this on?
Yes, and it is not unusual. The first step is understanding what state the books are actually in, which becomes clear on the discovery call. Where there is a backlog or errors to correct, that work is scoped and priced separately so you know exactly what the catch-up involves before anything starts. The ongoing FD engagement begins once the foundation is clean.
Is there a minimum term or a contract I am locked into?
No minimum term and no lock-in. Engagements run month to month. If it is not working after the first few months, you leave with clean, current books, a clear handover pack and nothing owed beyond the work done. The expectation is that the work speaks for itself — not that a contract does the retaining.
How much of my time does this actually require month to month?
Very little, once the setup is done. Bank feeds, Xero reconciliation and the month-end pack are handled without needing you involved. You will typically spend 30 to 60 minutes per month in a debrief conversation going through the accounts and any live decisions — and a few minutes responding to any specific queries Annabel has. That is broadly it.
Can you help with salary and dividend planning and tax efficiency as part of the FD role?
Yes. Salary and dividend structuring, personal tax planning and corporation tax efficiency sit naturally inside a part-time FD engagement — they are commercial financial decisions, not just compliance tasks. The planning is done throughout the year, not as a last-minute exercise before the year-end filing. You should know what your tax position looks like well before HMRC sends the reminder.
Related services from Next Level Business Insights
Stop making financial decisions without the right information.
Part-time FD services from Next Level Business Insights — management accounts in 5 working days, commercial interpretation, cash flow visibility and strategic advice, scoped to what your business actually needs.